OWNER USER / SINGLE TENANT Commercial Property Financing

Available in all 50 states.

We offer very aggressive rates to for Owner User Commercial properties where the Borrower�s business is the primary tenant or there is a single credit tenant Lessee.  

LOAN AMOUNTS:             $500,000 to $6,000,000

LOAN PURPOSES:            Permanent financing for purchase, expansion or refinance with cash out.

PROPERTY TYPES:          Office, retail, wholesale, light industrial and Special Purpose Properties (lower LTV); restaurants, flagged hotels, auto & truck dealers, RV Parks, self storage, bowling alleys, funeral homes, etc.

TERM and AM:                    25 fully amortizing, no calls or balloons

LOAN TO VALUE:             Purchases: max 85% LTV on multi use properties, 65% max LTV on Special Use Properties

                                              Cash Out Refi: max 75% LTV, lower on Special Use Properties

FIXED RATE TERMS:       Fixed rate loans available for 5, 10 or 25 years

 INTEREST RATES             5 yr fixed: 5 yr US T SWAP + 2.50

AS LOW AS:                       10 yr fixed: 10 yr US T SWAP + 2.55

          25 yr fixed: 10 yr US T SWAP + 2.65

 PREPAY POLICY:              Standard: 10% yr 1, declining by 1% per year